Do you need urgent financial help but cannot arrange a guarantor right now? This is probably the most challenging part of the bad credit phase. You want to borrow money, but the mainstream lenders require someone to back you.
What about applying for no guarantor loans for bad credit with a direct lender? It is perhaps the only solution when no one agrees to take your guarantee. You can save precious time and keep your relationships with friends or family intact.
At Occupyloans, you get the opportunity to get loans with no guarantor at affordable interest rates starting from 5.99%*, depending upon individual circumstances.Here, you will take charge of the loan repayments.
This could be a significant step towards improving your credit scores. Based on your needs, you can borrow up to £10000. Stay within an affordable limit so that repaying is easy within the expanded duration.
If you are earning a steady income, getting no guarantor loans in the UK is not tough. Take pleasure in quick disbursal of funds by applying here.
Loans for no guarantor condition means borrowing without producing a person as a guarantor for your loan payments.You can say that no guarantor loan is anything but getting funds without a guarantor. It is too simple to describe, but it is more than this for us.
We offer these loans as a useful means to solve your financial problems concerning bad credit issue. Of course, this may be a small matter to solve for you. Still, it significantly impacts your personal finance.
Once getting a loan from our company, you can expect quick peace of mind. Unlike other direct lenders in the UK, we have adopted a wide approach where everything is covered and what everyone wants.
Obtaining these easy loans with no guarantor conditions does not need to be expensive. Opt for a suitable amount you can repay effortlessly and keep the loan cost within your budget.
With us, you have relaxation in many ways. Here is a glimpse of it:-
| Loan Obligations | Our Loan Features |
|---|---|
| Upfront Charges | Not Applicable |
| Loan Quote | Obligation-free |
| Early Repayment Charges | Nil |
| Late Repayment Charges | £8 |
| Fund Transfer | Within 24 hours |
Applying for loans with no guarantor needed may seem risky, as trends say these are costly funding resources. We are not part of this trend and consider your bad credit situation seriously.
We offer these loans at 3 levels depending on individual needs, circumstances and repayment capacity.
Funding during financial urgency
It is the first stage where people have an emergency like car repair, medical bills, etc., and they want quick funding to control it. If you are also in such a situation, then you can approach us to get fast loans with no guarantor. Within 15 minutes, you get the desired amount.
Funding for small financial needs
The next level belongs to those aspirants who have planned small expenses but find their savings too short. For example, someone wants a gadget to purchase or needs extra funds for upcoming holidays. We make available our small no guarantor loans to meet these smaller costs.
Funding to fulfil larger financial goals
This may be most surprising to you. Yes, we offer long-term no guarantor funding with bad credit. However, you need to earn a stable full-time income, or you can use an asset to secure your loan amount.
Therefore, you can see how getting no guarantor loans for bad credit involved no fees for an instant decision. Sail through difficult financial times by identifying the right reason to borrow.
Features of any loan remain the same, but our primary focus is on assuring the maximum advantages of these loans. Here apply for no guarantor loans with a direct lender to reap the benefits of:-
A dedicated deal for the people with bad credit
This is an exclusive loan deal for those with less-than-perfect credit scores. All the aspects of loans are prepared by keeping their financial demands in mind.Therefore, getting no guarantor loans for poor credit is a blessing when dealing with a financial mess.
Quick response
You can book an early online appointment rather than face disappointment. Submit your loan application early, and our representatives quickly get back to you. Therefore, we say these as quick no guarantor funding.
Cost-effective lending approach
We vouch for making loans less costly than other lenders. You pay only the affordable interest rates. Indeed, you do not need to pay any broker’s fees as we are available directly to serve your purpose.
Funding even on the same day
There is no doubt that we will approve your loan application without any delay. The best part of no guarantor bad credit loans in the UK is the same day transfer of the required amount directly to your bank account on the exact date of application submitted.
A way to improve your credit score
There is one more significant advantage of our non-guarantor loans. You can enhance your credit record by making timely repayments thanks to the manageable monthly instalments
Many lenders do not describe the risks of a particular loan. We take it as goodwill for your borrowers. You should know what risks are involved when you apply for loans without a guarantor despite bad credit from a direct lender.
Please do not take them as loan disadvantages, but you can assume them as preventive measures. Here are a few possible loan risks:-
When your finances are facing continuous disturbance, getting just a loan is not your motive. Instead, you should focus on getting loans without a guarantor from a direct lender on easy acceptance provision.
Indeed, it is a tough task to expect but not impossible. Occupyloans responsibly works on granting the guaranteed approval if you are good on the following aspects:
When it is about people with bad credit scores, you can prefer getting no guarantor bad credit loans facing no credit check from a direct lender. Again, it is challenging for us as the lender. Still, we relax you with a soft credit check.
A credit check is a vital part of a loan process, and it helps the lender to shape a loan deal according to the borrower's capacity. However, a hard credit perusal proves quite risky for anyone's profile.
Therefore, we offer every loan deal on a soft credit check. Besides, you can also expect no credit check under these circumstances:-
These loans are gifted with easy repayment arrangement. This feature is accessible even when you apply with bad credit tags.
You will find no guarantor loans quite useful in your current financial scenario. However, you may want a more specific loan option but having the facility of no guarantor is mandatory. Surprisingly, we have that provision too.
Isn't it great for you? YES. Let's discuss the loan alternatives which are designed to address your necessities.
Each loan deal offers an amount that matches loan affordability and financial needs. Non-guarantor loans are not the exception in this regard.
As an eligible borrower, you can apply for an amount from pounds 1000 to 10000 as these loans.You can decide the amount after analysing your current financial needs and capacity for monthly income. You should remember that our company offers only an affordable amount.
You can borrow that amount for 12 - 60 months. Since our interest rates are competitive, you can easily pay each monthly instalment from your regular income.Make the most out of the weekly, fortnightly or monthly repayment facility to pay back conveniently.
If your financial situation improves, you can even think of repaying the remaining amount in advance. You do not have to pay any additional charges to pre-pay loans. Save money on interest which keeps adding up as the tenure elongates.
Our procedure is perhaps the easiest when someone seeks a loan. Easy-to-fulfil eligibility conditions best complement these online loans with no guarantor claim.
With these loans, you do not have to complete the traditional documentation process. Fewer information is required when you apply for loans via the virtual platform. As direct lending mainly focuses on confirming affordability, your income proof will be crucial for us.
We are happy to help you with loans as long as you have a steady income to support loan payments. These loans require you to take responsibility for repayment.
| Application Procedure | Eligibility Criteria |
|---|---|
| Step 1: Choose the loan term and amount | Your age should be minimum of 18 years or maximum of 70 years |
| Step 2: Fill out an online loan application form | You should be permanently living in the UK |
| Step 3: Submit it carefully and receive an instant loan quote | Your full-time monthly income should be a minimum of £700, while part-time |
| Step 4: Get an instant loan decision | Your bank account should be active |
| Step 5: Release of fund transfer to your bank account
**Note: You can submit your loan application on weekends or during bank holidays. |
You should not have had bankruptcy charges in the past two years. |
We believe in implementing a friendlier approach while handling the financial demands of our borrowers. We closely review the requirements of people coming to us and personalise a loan offer that is perfect for their situation. We always strive hard to deliver the best outcomes for our customers.
Not only do we have no guarantor loans, but we provide each loan with full responsibility. We give three reasons why you should have our loans instead of any other lender in the UK.
These 3 reasons are reflected in our company’s name: Occupyloans.
Words like delay or waiting are in our dictionary. Everything is done quickly here.
You do not have to touch your savings to repay. Manage it from your monthly earning.
We deliver what we promise without hiding anything and without surprising anyone.
When we are quick, you should be quicker to apply for a non guarantor loan.
